Health insurance is getting expensive. With the entire health care system in the middle of a reform, there is a lot of uncertainty about the future of health care in the United State. If you look globally you will see that the days “free” healthcare is over and putting the responsibility on the government is simply no longer viable. You and only you are responsible for your health cover and as painful as it maybe, it’s a very necessary expense to ensure that you and your family get the very best health care when you really need it.
Health insurance companies are heavily regulated these days. In an attempt to protect the consumer the government scrutinize the practices of medical insurers to make sure that they don’t mislead consumers in any way. The days of “dodgy” fine print clauses are over. Nonetheless, any insurance policy will come with very strict terms and you need to make sure you know exactly what you get for your money. In the end its your responsibility to get adequate cover.